Buying a home is an exciting time. Gone are the noisy neighbors at your previous apartment. No more struggling to find a parking spot when you have your very own driveway. Now you can paint your bedroom any color you want, even school bus yellow, if you like. Granted, with homeownership comes a new set of responsibilities. You have a mortgage, property taxes, and upkeep. Yes! The moment you bought your house, you took on the duty of making repairs…